yesfitz 6 hours ago

Anyone have some confident speculation on who this service is targeting?

It seems like the goal here is to be fast, reliable, and predictably priced. A lot of the scenarios I'm coming up with are negotiable on at least one of those points. e.g. Low volume, high value transactions like buying a car can take a few minutes and/or go through more expensive routes because it's not that different relative to the value. High volume, low value transactions like buying a soda have larger margins to absorb some price volatility.

It's interesting timing too given the widespread adoption of FedNow[1].

1: https://en.wikipedia.org/wiki/FedNow